Commentators are calling the end of the property boom, driven by some well documented  (interlocking) themes: economic uncertainty, stagnating sales and high prices.

Prices increases of 4.8 per cent in 2017 represent the slowest increase in 5 years (dragged down by London and the south east in particular). On the flipside – and slightly unexpectedly – the number of first-time buyers is at its highest since 2016. Property had become so inflated that the average first-time buyer is now 30 years old and has a salary of £41,000 a year, so the shift is welcome news in some regards.

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The value of investments can go down in value as well as up, so you could get back less than you invest. It is, therefore, recommended that you seek full, personal advice in respect of your needs where all appropriate risks will be explained.